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jilibet 88 Manmohan Singh Death LIVE: Former PM Passes Away At 92; Tributes Pour InKYIV, Ukraine — NATO and Ukraine will hold emergency talks Tuesday after Russia attacked a central city with an experimental, hypersonic ballistic missile. escalating the nearly 33-month-old war. The conflict is “entering a decisive phase,” Poland’s Prime Minister Donald Tusk said Friday, and “taking on very dramatic dimensions.” Ukraine’s parliament canceled a session as security was tightened following Thursday’s Russian strike on a military facility in the city of Dnipro. In a stark warning to the West, President Vladimir Putin said in a nationally televised speech the attack with the intermediate-range Oreshnik missile was in retaliation for Kyiv’s use of U.S. and British longer-range missiles capable of striking deeper into Russian territory. Russian President Vladimir Putin speaks Friday during a meeting with the leadership of the Russian Ministry of Defense, representatives of the military-industrial complex and developers of missile systems at the Kremlin in Moscow. Putin said Western air defense systems would be powerless to stop the new missile. Ukrainian military officials said the missile that hit Dnipro reached a speed of Mach 11 and carried six nonnuclear warheads, each releasing six submunitions. Speaking Friday to military and weapons industries officials, Putin said Russia will launch production of the Oreshnik. “No one in the world has such weapons,” he said. “Sooner or later, other leading countries will also get them. We are aware that they are under development. “We have this system now,” he added. “And this is important.” Putin said that while it isn’t an intercontinental missile, it’s so powerful that the use of several of them fitted with conventional warheads in one attack could be as devastating as a strike with strategic — or nuclear — weapons. Gen. Sergei Karakayev, head of Russia’s Strategic Missile Forces, said the Oreshnik could reach targets across Europe and be fitted with nuclear or conventional warheads, echoing Putin’s claim that even with conventional warheads, “the massive use of the weapon would be comparable in effect to the use of nuclear weapons.” In this photo taken from a video released Friday, a Russian serviceman operates at an undisclosed location in Ukraine. Kremlin spokesman Dmitry Peskov kept up Russia's bellicose tone on Friday, blaming “the reckless decisions and actions of Western countries” in supplying weapons to Ukraine to strike Russia. "The Russian side has clearly demonstrated its capabilities, and the contours of further retaliatory actions in the event that our concerns were not taken into account have also been quite clearly outlined," he said. Hungarian Prime Minister Viktor Orbán, widely seen as having the warmest relations with the Kremlin in the European Union, echoed Moscow’s talking points, suggesting the use of U.S.-supplied weapons in Ukraine likely requires direct American involvement. “These are rockets that are fired and then guided to a target via an electronic system, which requires the world’s most advanced technology and satellite communications capability,” Orbán said on state radio. “There is a strong assumption ... that these missiles cannot be guided without the assistance of American personnel.” Orbán cautioned against underestimating Russia’s responses, emphasizing that the country’s recent modifications to its nuclear deployment doctrine should not be dismissed as a “bluff.” “It’s not a trick ... there will be consequences,” he said. Czech Republic's Foreign Minister Jan Lipavsky speaks to journalists Friday during a joint news conference with Ukraine's Foreign Minister Andriiy Sybiha in Kyiv, Ukraine. Separately in Kyiv, Czech Foreign Minister Jan Lipavský called Thursday’s missile strike an “escalatory step and an attempt of the Russian dictator to scare the population of Ukraine and to scare the population of Europe.” At a news conference with Ukrainian Foreign Minister Andrii Sybiha, Lipavský also expressed his full support for delivering the necessary additional air defense systems to protect Ukrainian civilians from the “heinous attacks.” He said the Czech Republic will impose no limits on the use of its weapons and equipment given to Ukraine. Three lawmakers from Ukraine's parliament, the Verkhovna Rada, confirmed that Friday's previously scheduled session was called off due to the ongoing threat of Russian missiles targeting government buildings in central Kyiv. In addition, there also was a recommendation to limit the work of all commercial offices and nongovernmental organizations "in that perimeter, and local residents were warned of the increased threat,” said lawmaker Mykyta Poturaiev, who said it's not the first time such a threat has been received. Ukraine’s Main Intelligence Directorate said the Oreshnik missile was fired from the Kapustin Yar 4th Missile Test Range in Russia’s Astrakhan region and flew 15 minutes before striking Dnipro. Test launches of a similar missile were conducted in October 2023 and June 2024, the directorate said. The Pentagon confirmed the missile was a new, experimental type of intermediate-range missile based on its RS-26 Rubezh intercontinental ballistic missile. Thursday's attack struck the Pivdenmash plant that built ICBMs when Ukraine was part of the Soviet Union. The military facility is located about 4 miles southwest of the center of Dnipro, a city of about 1 million that is Ukraine’s fourth-largest and a key hub for military supplies and humanitarian aid, and is home to one of the country’s largest hospitals for treating wounded soldiers from the front before their transfer to Kyiv or abroad. We're all going to die someday. Still, how it happens—and when—can point to a historical moment defined by the scientific advancements and public health programs available at the time to contain disease and prevent accidents. In the early 1900s, America's efforts to improve sanitation, hygiene, and routine vaccinations were still in their infancy. Maternal and infant mortality rates were high, as were contagious diseases that spread between people and animals. Combined with the devastation of two World Wars—and the Spanish Flu pandemic in between—the leading causes of death changed significantly after this period. So, too, did the way we diagnose and control the spread of disease. Starting with reforms as part of Roosevelt's New Deal in the 1930s, massive-scale, federal interventions in the U.S. eventually helped stave off disease transmission. It took comprehensive government programs and the establishment of state and local health agencies to educate the public on preventing disease transmission. Seemingly simple behavioral shifts, such as handwashing, were critical in thwarting the spread of germs, much like discoveries in medicine, such as vaccines, and increased access to deliver them across geographies. Over the course of the 20th century, life expectancy increased by 56% and is estimated to keep increasing slightly, according to an annual summary of vital statistics published by the American Academy of Pediatrics in 2000. Death Records examined data from the Centers for Disease Control and Prevention to see how the leading causes of death in America have evolved over time and to pinpoint how some major mortality trends have dropped off. According to a report published in the journal Annual Review of Public Health in 2000, pneumonia was the leading cause of death in the early 1900s, accounting for nearly 1 in 4 deaths. By the time World War I ended in 1918, during which people and animals were housed together for long periods, a new virus emerged: the Spanish Flu. Originating in a bird before spreading to humans, the virus killed 10 times as many Americans as the war. Many died of secondary pneumonia after the initial infection. Pneumonia deaths eventually plummeted throughout the century, partly prevented by increased flu vaccine uptake rates in high-risk groups, particularly older people. Per the CDC, tuberculosis was a close second leading cause of death, killing 194 of every 10,000 people in 1900, mainly concentrated in dense urban areas where the infection could more easily spread. Eventually, public health interventions led to drastic declines in mortality from the disease, such as public education, reducing crowded housing, quarantining people with active disease, improving hygiene, and using antibiotics. Once the death rates lagged, so did the public health infrastructure built to control the disease, leading to a resurgence in the mid-1980s. Diarrhea was the third leading cause of death in 1900, surging every summer among children before the impacts of the pathogen died out in 1930. Adopting water filtration, better nutrition, and improved refrigeration were all associated with its decline. In the 1940s and 1950s, polio outbreaks killed or paralyzed upward of half a million people worldwide every year. Even at its peak, polio wasn't a leading cause of death, it was a much-feared one, particularly among parents of young children, some of whom kept them from crowded public places and interacting with other children. By 1955, when Jonah Salk discovered the polio vaccine, the U.S. had ended the "golden age of medicine." During this period, the causes of mortality shifted dramatically as scientists worldwide began to collaborate on infectious disease control, surgical techniques, vaccines, and other drugs. From the 1950s onward, once quick-spreading deadly contagions weren't prematurely killing American residents en masse, scientists also began to understand better how to diagnose and treat these diseases. As a result, Americans were living longer lives and instead succumbing to noncommunicable diseases, or NCDs. The risk of chronic diseases increased with age and, in some cases, was exacerbated by unhealthy lifestyles. Cancer and heart disease shot up across the century, increasing 90-fold from 1900 to 1998, according to CDC data. Following the post-Spanish Flu years, heart disease killed more Americans than any other cause, peaking in the 1960s and contributing to 1 in 3 deaths. Cigarette smoking rates peaked at the same time, a major risk factor for heart disease. Obesity rates also rose, creating another risk factor for heart disease and many types of cancers. This coincides with the introduction of ultra-processed foods into diets, which plays a more significant role in larger waistlines than the increasing predominance of sedentary work and lifestyles. In the early 1970s, deaths from heart disease began to fall as more Americans prevented and managed their risk factors, like quitting smoking or taking blood pressure medicine. However, the disease remains the biggest killer of Americans. Cancer remains the second leading cause of death and rates still indicate an upward trajectory over time. Only a few types of cancer are detected early by screening, and some treatments for aggressive cancers like glioblastoma—the most common type of brain cancer—have also stalled, unable to improve prognosis much over time. In recent years, early-onset cancers, those diagnosed before age 50 or sometimes even earlier, have seen a drastic rise among younger Americans. While highly processed foods and sedentary lifestyles may contribute to rising rates, a spike in cancer rates among otherwise healthy young individuals has baffled some medical professionals. This follows the COVID-19 pandemic that began in 2020. At its peak, high transmission rates made the virus the third leading cause of death in America. It's often compared to the Spanish Flu of 1918, though COVID-19 had a far larger global impact, spurring international collaborations among scientists who developed a vaccine in an unprecedented time. Public policy around issues of safety and access also influences causes of death, particularly—and tragically—among young Americans. Gun control measures in the U.S. are far less stringent than in peer nations; compared to other nations, however, the U.S. leads in gun violence. Firearms are the leading cause of death for children and teens (around 2 in 3 are homicides, and 1 in 3 are suicides), and deaths from opioids remain a leading cause of death among younger people. Globally, the leading causes of death mirror differences in social and geographic factors. NCDs are primarily associated with socio-economic status and comprise 7 out of 10 leading causes of death, 85% of those occurring in low- and middle-income countries, according to the World Health Organization. However, one of the best health measures is life expectancy at birth. People in the U.S. have been living longer lives since 2000, except for a slight dip in longevity due to COVID-19. According to the most recent CDC estimates, Americans' life expectancy is 77.5 years on average and is expected to increase slightly in the coming decades. Story editing by Alizah Salario. Additional editing by Kelly Glass. Copy editing by Paris Close. Photo selection by Lacy Kerrick. This story originally appeared on Death Records and was produced and distributed in partnership with Stacker Studio. Get local news delivered to your inbox!

MP Agha Ruhullah seeks redoubling efforts to raise awareness on welfare schemes

Second young person on run from boot campSask. NDP 'blocked' from tabling emergency motion to suspend gas tax

Video is a massive part of being a musician nowadays, and the age of social media means that you need to connect with your audience on more levels than just the music. It might not be the first thing you think of when you’re shopping for your Black Friday guitar deals but some video gear could be just the thing to help you take your music to the next level. It’s not cheap, but luckily Zoom has got you covered with up to $250 off in the Amazon Black Friday sale . Zoom is well known for providing top-quality gear at lower prices, but we’re more typically used to seeing their stopboxes and multi-effects pedals here at Guitar World . They do a huge amount of video gear that could really help augment your efforts as a guitar player, whether you’re just filming yourself for fun, recording your band during rehearsals and gigs to help improve your performance, or you finally want to get that pedal review channel up and running. If you’re going to start recording video then you’ll need a camera, and we really love the Zoom Q2n-4K which delivers supreme quality in a unit that’s compact enough to take anywhere. It’s got built-in microphones that are surprisingly good quality considering the size, so you don’t necessarily have to use an external microphone. It’s super convenient and with a cheeky $20 discount, great value at just $179.99 . If you already have a camera, then you might want to consider an external microphone to capture the best quality of your playing. The Zoom ZSG-1 is a shotgun mic that can be used by itself or mounted to the top of an existing camera, helping seriously up the quality of your recorded audio. It’s got a huge $35 discount at Amazon at the moment, making it awesome value for money below the $40 mark. It’s lightweight and directional, so it’ll reject external noises and only pick up what you’re pointing it at. We couldn’t pass up the opportunity to mention one of Zoom’s multi-effects the MS-70CDR Multi-Stomp. Combining a selection of brilliant chorus, delay, and reverb pedals in one handy unit, the original Multi-Stomp became a cult hit thanks to awesome reverb algorithms that sounded far more advanced than the price of the unit itself. This new version has gotten a serious update, retaining loads of brilliant sounds while dramatically improving the usability with a fresh layout. Down to just $109.99 it's incredible value with a $40 discount at Amazon .

3 ruled out, 2 others questionable for Eagles vs. Rams on Sunday Night Football | Sporting NewsNearly five years ago, most office workers in Canada went home to work. Office life as we knew it vanished in a pandemic instant. Remarkably, most of these workers didn’t skip a beat. Most people liked the flexibility and the work got done – comfortably from home. Now many employers want people to come back to the office. Some make it a requirement on set days, others let employees make their own schedules, but most have settled on some kind of hybrid in-person and remote work model. But many employees don’t want to go back, citing long commutes, traffic, crowded or inconvenient public transit, expensive parking and the impact on the environment. Plus, remote workers who moved far away just don’t see the point of coming in at all. However, recent studies, such as one led by Stanford economist Nicholas Bloom, report that fully remote work reduces productivity by 10 to 20 per cent , while hybrid work benefits companies and employees . Without an in-person requirement, employers are concerned about losing out on productivity, communication, creativity and a strong company culture. So, what works and how can employers make people feel good about commuting and coming into the office again? Linda Duxbury, the Chancellor’s professor of management at the Sprott School of Business at Carleton University in Ottawa, says the key is to intentionally design the in-office experience, rather than just requiring people to show up without a clear purpose or plan. “One of the reasons people like coming into the office is to socialize with their colleagues – they enjoy the informality, team activities and discussions,” says Prof. Duxbury. “If employers want happier employees, then they have to manage the in-person days better than many do.” “Right now, it’s a dog’s breakfast. It can’t be just random, with people coming in and then spending all their time on video calls with co-workers who are at home. What works is requiring whole teams to come in on certain days to do activities that can’t be done remotely, maximizing collaboration, team building, coaching, mentoring, training and development.” At Universities Canada, a non-profit organization representing Canadian universities, all 108 full-time employees are required to work in-person for two days a week. Shortly after Gabriel Miller, president and chief executive officer, joined last June, the organization moved into new headquarters in downtown Ottawa, designed after surveying employees about what they wanted in their work environment. “The office has been thoughtfully designed with people in mind,” says Mr. Miller. “When you enter, there’s an open gathering space that connects to a big kitchen, where people can stop by for coffee or to eat lunch with everybody from the most senior employees to university interns.” “The office is full of green plants, which really humanizes the space and helps people feel at home. There’s a variety of work settings so people can choose what best suits their needs and a mix of meeting rooms equipped with seamless technology so it’s easy for people to access information, but also connect to people who aren’t present. What this office says to our people is that in every possible way, we want to support you being together as a team.” To minimize commuting woes, the new office is centrally located and well served by transit and includes lockers for employees who cycle to work. “We need to provide as many sustainable options as we can,” he says. “Being located in a place that our employees can get to with minimal inconvenience, whether by car, bike, bus or on foot is key. So far we’ve only allowed people to work remotely on a temporary basis, but overwhelmingly, we’ve held the line on [a minimum of two in-person days a week]. If you start chipping away at it, one person or project at a time, people would soon begin to doubt our commitment.” When people are together in the office, he stresses it’s important to have opportunities for them to connect and collaborate in ways that wouldn’t be possible to do from home. “I really believe you need to balance remote and in-person work to maintain productivity and relationships,” he says. “If you think back on your career, a lot of what we learned was the result of encounters and relationships that we built organically with the people around us. Especially for young people, in-person interactions are critical for mentorship and career development.” Toronto-based Accenture Canada takes a “one-size-doesn’t-fit-most” approach for its 6,500 employees, according to its chief human resources officer, Suehlan Yu. A 20-year veteran of the firm, she says remote/hybrid work isn’t new to the organization, as Accenture Canada has been doing it globally for decades, collaborating with clients, teams and people working remotely. “Our focus is on levelling the playing field, so that irrespective of where people are, they’re able to participate fully and bring their best to work,” says Ms. Yu. “We really started by listening to our people, and we do that through a robust listening framework that includes surveys, fireside chats and town halls. What the majority of our people say is that flexibility – when, where and how they work – is the top enabler for the successful future of work.” Ms. Yu says there’s no policy that requires everyone to be in the office on set days. Instead, leaders and teams work together to determine the unique mix of virtual and in-person work that’s best for them, guided by client needs, individual roles and responsibilities. “In-person connection is part of everyone’s role, but we don’t believe in being on-site for the sake of being on-site,” says Ms. Yu. “We like to make that purposeful for our people.” Offices at Accenture are designed with a focus on “we spaces” – collaborative areas with technology allowing remote employees to fully participate in meetings and team activities. There’s also a focus on friendly and accommodating workspaces to suit individual and diverse needs, as well as meditation rooms, mothers’ lactation rooms and wellness rooms equipped with yoga balls and table tennis. To encourage in-person socialization, the firm hosts a quarterly event that they call “stacked events” – a full-day at the office packed with engagement activities, panel discussions and learning sessions, ending with a social event. “People get to meet leaders, network with peers and maybe find their next staffing opportunity,” says Ms. Yu. “We also have Gen AI and industry and function learning days, lunch and learns, and employee resource group events constantly happening and encouraging people to come into the office. Everything’s available virtually as well, so people can be involved wherever they are at that time.” One caveat remote workers might consider is that many jobs that can be done at home may also be easily done by AI. That might inspire some to put in more office time. “There’s a recent article in Harvard Business Review that says AI is coming for remote tasks first,” says Prof. Duxbury. “That’s because much of the type of work that can be done at home is the kind of thing that has sequential structure, doesn’t require a lot of creativity, discussion with other people, negotiation or to be front-facing. So perfect for AI too.”After Montrealer Agustin Gimenez travelled to Japan in 2018 for his honeymoon, he developed an admiration for the country’s national sport: sumo wrestling. “We travelled around Japan, and on the last day, we went to see the first day of the September tournament in Japan. It was in Tokyo, and it was like a whole-day event. I really loved it. I thought it was really cool, and ever since then, I’ve wanted to try sumo,” said Gimenez. When he returned from his trip, he joined a judo class as there were no options for sumo wrestling in Montreal. Soon after, he founded the Montreal Sumo Club with a friend from the class. “It was basically my idea. I heard that he liked sumo, and I like sumo too. So I made a sumo belt at home and brought it to judo, where I gave it to him. We had a practice outdoors, outside the judo club, in a park. There were other people looking at us, and they all reacted really well. Some of them laughed, and some of them thought it was cool. I told them, ‘You know, why don’t we create a club? Why don’t we train more often?’ And that’s how it came to be,” he said. Now, he is sharing his love for the sport with others. “I have enough skills to at least start a club, start training, and learn along the way, you know, and teach other people what I know. We sort of learn together, you know,” he said. “It’s a lot of fun. Everyone who comes and tries it out really loves it. They tell me it’s really cool,” he added. “I would say that sumo is a beautiful sport. Training in sumo is lots of fun. If you come and join, you’ll certainly get in shape and you’ll meet interesting people. And most of all, I think you’ll love it and you’ll become a true sumo fan.” He says the class is welcome to all, starting at 13 years old, as he wants to focus on young and older adults for now. Classes are once a week, on Fridays. “I’m a little limited in time. Hopefully, with time, I’ll be able to teach kids as well,” Gimenez expressed. “Anybody is welcome — boys, girls, anybody. No matter if you’re tall, short, skinny, or fat, we love everybody, you know? And that’s the beauty of amateur sumo and the amateur sumo world. “So there’s an International Sumo Federation. There are competitions, and there are weight categories. So it’s not like professional sumo in Japan, where there’s no weight category, and everybody weighs 300 to 400 pounds. In amateur sumo, you can really be a skinny person, and it’s all right, you know? You can train with us, and you can compete and have fun, which is the most important part.” Before participants start class, they need to put on a loincloth called a mawashi. “It’s a piece of cloth, very long — it’s like six yards long. We put it around the waist and in between the legs. Essentially, what it does is allow your opponent to grab you by the belt and throw you or push you. So it’s an essential part of the sumo uniform, if you want,” Gimenez explained. The rules are fairly simple. Two wrestlers are in the ring, called a dohyo. “It’s not a perfect circle because it’s like a circle, but it has four cardinal points: east, west, north, and south. It has small openings at those cardinal points. The border of the ring is made up of these straw bales called Tawara. “Here at the club, we don’t have straw bales; we have something that looks like them, but it’s made out of foam. The setup is really simple. You just need a circle on the ground. If you’re outdoors, you can mark it with sand or any kind of cord, or even with towels or anything you have. So you can start right away with friends if you want to try it out,” said Gimenez. You can win the bout in one of two ways. “Either you make your opponent fall to the ground, so they touch the ground with any part of their body that’s not the sole of the feet, or you can push your opponent outside of the ring. So that’s the other way to win. The rules are very simple: you cannot punch, you cannot kick, but you can push and shove your opponent, and you can also apply any technique that would make them fall down, basically,” said Gimenez. “You can’t really slap your opponent with a swing — that’s illegal in sumo. But you can shove them, let’s say with force, anywhere on their body, including the face,” he added. Gimenez says that safety is important in his class. “I prioritize safety, so I make sure that everyone is conscious of their own skill level and their opponent’s skill level. So far, we’ve been able to avoid injury, and I intend to keep it that way.” For Anthony Grivel, he has been a part of this class since it began. “I think sumo is a really all-round sport. There are men and women of all sizes. It’s a contact sport, it’s a physical sport, it’s a sport where you have to push yourself to succeed and it’s very, very competitive and very exciting,” he said. Others like Montrealer Pierra El Kazzi are trying the class for the first time. “I’m a big fan of sumo, so I do follow the tournaments in Japan, and I’ve been interested in it for a while. I saw that there was a club in Montreal, which kind of surprised me because I honestly thought all of them were in Japan. So I was like, “Okay, let me just try some amateur sumo because I’ve heard of it,” she said. Gimenez mentioned there are other sumo clubs in Canada. “There are two well-established clubs, one in Toronto and one in Vancouver, but they’re still relatively small, and so the sport of sumo is still very small in Canada,” he expressed. He remains determined to grow his skills, and continue spreading the word about the sport. “I hope we can continue and grow and, you know, hopefully one day we’ll spread the word in Quebec and the rest of Canada,” he said.The Detroit Tigers captured the imaginations of underdog fans everywhere with their stunning run to — and in — the 2024 American League playoffs. Before falling to the Cleveland Guardians in the Division Series, the Tigers shocked the defending AL champion Houston Astros in the Wild Card round. Detroit has long been rumored to be in pursuit of Houston Astros third baseman Alex Bregman. However, Brandon Wile sees the team taking a different path in signing outfielder Teoscar Hernandez away from the Los Angeles Dodgers. Hernandez leaped up the wish list of several Major League Baseball teams after a sterling 2024 with the World Series champion. Now a free agent after playing last season on a one-year, $23.5 million contract, the nine-year Major League Baseball veteran is a hot commodity on the open market. Hernandez hit .272 with 33 home runs and 99 RBI with Los Angeles, further bolstering his already splendid career numbers. The two-time Silver Slugger Award winner smacked three home runs for the Dodgers in 16 postseason games this past October, logging 12 RBI and scoring eight runs in helping Los Angeles to its first full-season world title since 1988. Spotrac calculates Hernandez's market value to bring him a three-year contract over $71 million, but a bidding war for his services could push the numbers even higher to acquire the 32-year-old. Hernandez is far from a flash in the pan. He patrolled the outfield over six seasons with the Toronto Blue Jays, hitting 129 home runs with 369 RBI and a .263 batting average for "Canada's Team." After the 2022 season, he was dealt to the Seattle Mariners with one year remaining on his contract. After putting up a solid season in the Emerald City, he signed a one-year, $23.5 million contract with the Dodgers last January. The youthful Tigers are in dire need of solid bats and veteran leadership. The team remains fairly flush with cash as it tries to lock up staff ace and American League Cy Young Award winner Tarik Skubal. In today's market, signing Hernandez to anchor the outfield could prove to be a very prudent bit of business. More MLB: Could White Sox land future 1st baseman in blockbuster trade?

Percentages: FG .526, FT .625. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Watch as Florida Panthers forward Matthew Tkachuk bats the puck out of mid-air to beat San Jose Sharks goaltender Mackenzie Blackwood to open the scoring under 30 seconds into the game.

Government ministers mocked Khyber Pakhtunkhwa Chief Minister Ali Amin Gandapur and former first lady Bushra Bibi in the early hours of Wednesday for allegedly fleeing as law enforcement agencies took action to disperse PTI protesters from Islamabad’s D-Chowk. Protesters earlier gathered at the site for the party’s protest to demand PTI founder Imran Khan’s release, among other things, amid reports of intense tear gas shelling by security forces to curtail the large crowds. The PTI convoys have been plying roads countrywide since Sunday. A Dawn.com correspondent reported that PTI protesters began retreating from D-Chowk in the face of heavy teargas shelling and action by the authorities as the Pakistan Rangers began arresting people. A statement posted on state broadcaster PTV ’s X account, attributed to “security sources”, said Blue Area was cleared and no operation was ongoing at the moment. What we know so far: Addressing a press conference later at D-Chowk, Interior Minister Mohsin Naqvi quipped while questioned about CM Gandapur and Bushra Bibi’s whereabouts that they were “fleeing till as of now”. Naqvi further said: “They ran away in front of you, not one or two or three but thousands of people ran away.” He said it was a priority to restore the roads that were closed for traffic in the capital. He announced that schools would reopen on Thursday. “Mobile and internet services will be restored by morning. You will find all roads in working condition by morning.” He hoped that tomorrow would herald a “new dawn”, saying the administration would try to remove all containers by morning. Addressing a press conference soon after him at D-Chowk, Information Minister Attaullah Tarar similarly pilloried Gandapur and Bushra Bibi for allegedly fleeing the protest. Saying that he visited till the end of Blue Area, Tarar said: “Sadly I must say this was not a final call but a miscall.” He blasted the KP chief minister, saying it was the second time he had “fled” a protest after a previous disappearance in October’s protest. Meanwhile, the minister claimed that “running away” had become a “hobby” for the former first lady. “Is this a hobby? was it a 100-metre race in a school?” Tarar said as he wondered at a final call where “everyone ran away”. The minister said the call had actually damaged the PTI and it would not be able to recover from it. “They won’t dare after today,” he said, calling on Gandapur and Bushra to “never again turn towards Islamabad.” Referring to PTI protesters, Tarar claimed that he had gone from D-Chowk to 7th Avenue and “you will not believe how they’ve run away from here. They’ve abandoned their cars, sandals and some even their clothes here”. He alleged that documents were also found detailing a plan to enter the Red Zone to attack parliament and government property, and target state officials. Tarar said the whole route at D-Chowk was clear and roads were reopening as well. Meanwhile, the PTI claimed otherwise, sharing what it said was footage of protesters still at D-Chowk as many leaders and individuals associated with the party derided the news regarding CM Gandapur and Bushra Bibi as propaganda and “fake news” to divert attention from the protest. Questioned about media reports earlier regarding the alleged arrests of the two, the PTI’s media cell told Dawn.com the rumours were “not true”. Dawn.com correspondents reported that there were blackouts in many areas of Islamabad, including D-Chowk, Jinnah Avenue, G6, G8 and G9. The PTI also shared footage of alleged firing by law enforcement agencies at party protesters, claiming that intense shelling was under way. Scores of people were injured, including journalists who were reportedly attacked by demonstrators, as dozens of PTI supporters allegedly beat a videographer covering the protest for The Associated Press and took his camera. He sustained head injuries and was treated in a hospital. Meanwhile, the Islamabad administration extended the shutdown of all educational institutes for another day on Wednesday. D-Chowk, a roundabout in Islamabad’s heavily fortified Red Zone, has long served as a spot for political protests. The junction leads to critical government buildings, including Parliament House, the Supreme Court of Pakistan, Pakistan Secretariat, and the Prime Minister’s Office. On Nov 13, Imran issued a “ final call ” for nationwide protests on Nov 24, demanding the restoration of the PTI’s electoral mandate, the release of detained party members and the reversal of the 26th Amendment , which he said has strengthened a “dictatorial regime”. Meanwhile, Barrister Muhammad Ali Saif, the KP chief minister’s adviser on information, said that Imran had agreed to the government’s suggested proposal to move the venue of the party’s protest from D-Chowk to the sub-urban areas but Bushra Bibi and the party had refused the suggestion. Last night, Naqvi seemed to confirm talks with the protesting opposition party, saying that the government had offered Sangjani — the same venue on the outskirts of Islamabad where the PTI held its Sept 8 rally — for the protest. Late-night media reports had suggested that PTI leaders were trying to prevail upon Bushra Bibi, who is leading the main caravan of protesters coming from KP to Islamabad, to accept the proposal to change the protest venue. However, Barrister Saif said while speaking in an interview on Samaa News programme ‘Nadeem Malik Live’ today: “Our announcement since the beginning was regarding D-Chowk ... but the administration was not giving permission for it and then the Islamabad High Court issued an order [against it] as well so in this situation, a suggestion came from them (the government) to hold a rally in Islamabad’s suburbs and then granting permission could be considered. “We took that suggestion to Khan sahib and he expressed agreement after discussion that alright we are ready to hold it there. But the issue that arose was when we discussed the matter with our fellows so the party refused to accept it and they kept on insisting that we will go towards D-Chowk. Mainly, Bushra Bibi said she would only go to D-Chowk and told people to sit there.” He said Bushra Bibi was an “important personality” for the party in a political sense and was worthy of tribute and praise for her part in leading the PTI. Barrister Saif later said in an interview on Geo News show ‘Aaj Shahzeb Khanzada Kay Sath’ that no commitment was made by the PTI to change the protest venue to Sangjani and it was merely a suggestion from the government. He reiterated that the party’s senior leadership did not agree with the move. Earlier, the PTI shared a video on X of CM Gandapur addressing protesters while leading a convoy towards D-Chowk. The post used a hashtag of “first release, then negotiations”. Similarly, PTI Chairman Barrister Gohar Ali Khan told Dawn.com : “There is no hope of talks between the government and PTI yet. The government has not made any contact yet.” Responding in kind, Interior Naqvi similarly ruled out any negotiations with the PTI while addressing a press conference with Tarar in Islamabad. Meanwhile, CM Gandapur said Imran had always talked about remaining peaceful and upholding the rule of law and warned the people to beware of elements among them who might try to instigate wrong acts. View this post on Instagram He renewed his vow to reach the planned protest venue. “We have to reach D-Chowk,” he told protesters near D-Chowk, who replied to his call with chants of “D-Chowk”. “Till Imran Khan doesn’t give orders [...] we have to protect him (Imran),” the PTI leader, accompanied by Leader of the Opposition in the National Assembly Omar Ayub Khan at the container, asserted. “We are peaceful. Let us hold a sit-in in a peaceful manner,” he added. A message posted on Imran’s X account also urged protesters to not back down till the party’s demands were met. The post alleged that law enforcement agencies “fired and shelled our workers and martyred and injured the peaceful citizens” on the interior minister’s orders, adding that he would have to answer for it. “The citizens were not only peaceful but also kept rescuing the police and rangers who were shelling and firing.” Bushra Bibi, wife of jailed former prime minister Imran Khan, and PTI supporters attend a rally demanding his release, in Islamabad on Nov 26, 2024. — Reuters/Waseem Khan Earlier, Bushra Bibi vowed to be the last woman standing at D-Chowk and said she would not leave without Imran, while addressing a large crowd of protesters at Blue Area alongside Gandapur and Ayub. She lamented Imran’s treatment in both Attock and Adiala Jail, questioning how an ex-premier could be treated the way he had been. “Khan is standing because of you and will continue standing for you, and you must promise that until Khan is with us, you will not leave D-Chowk. “I promise that I will be the last woman here, I will not leave D-Chowk without him. If anyone tells you otherwise, it is a lie,” she said to cheers from the crowd. “Muslims don’t hit other Muslims, so then why are you shelling us?” she questioned. View this post on Instagram Separately, following reports of heavy teargas shelling at protesters, Barrister Gohar called upon the government to “refrain from [firing] at innocent people”. “I called upon the government to refrain from firing at innocent people,” Gohar said on X . “I appeal [to] all PTI’s workers and supporters to remain peaceful in their struggle. I want to tell you all that we are very much hopeful of early release of [Imran] Khan sab , InshaAllah.” Visuals shared by a Dawn.com correspondent present at the scene at around 3pm showed dozens of PTI protesters gathering near Islamabad’s D-Chowk and climbing up containers placed there to obstruct their way. Army personnel were also standing on top of a container, the correspondent said. View this post on Instagram Later visuals showed protesters converging about 550 metres away from D-Chowk, where as many as three layers of containers could be seen piled atop each other. This screengrab shows the pin location of where PTI protesters had gathered at around 3pm on Nov 24, according to footage shared by a Dawn.com correspondent. — via Google Maps In a post on X , the PTI appealed to Islamabad’s residents to bring various items — including Betnesol-N eyedrops, rose water and drinking water — to the protesters to reduce the effect of teargas. The government and the PTI have apparently opened a ‘back-channel’ for the sake of negotiations. Naqvi said that they had offered the PTI an agreement to hold their rallies in Sangjani, which the party agreed to twice but did not abide by the “ceasefire”. Mohsin Naqvi speaks at D-Chowk on Nov 26, 2024. — DawnNewsTV “So much so that they had asked us to open the routes to Sangjani,” he said while speaking to the media at D-Chowk earlier today. “We have spoken with them in every way. [...] I had said this yesterday too that let’s stand at the D-Chowk right now and start firing there, then no person would be seen there. “But we do not plan to do that,” the minister asserted. The interior minister said he had informed the Islamabad inspector general that it was up to him to tackle the protesters “however he wishes”. “We will definitely support him.” While confirming reports of the army being deployed in Islamabad, the interior minister said that the forces’ priority was to protect the visiting Belarusian delegation and the Red Zone. “Your head of state is in the Red Zone right now and his protection is of the utmost importance for us,” Naqvi said, referring to PM Shehbaz. He alleged that the PTI was using resources of the KP government led by it, including teargas shells. “Their entire leadership does not want this bloodshed, except for one secret hand behind them controlling every single thing,” he said. When asked about the number of PTI protesters heading for Islamabad, Naqvi said there were “three to four convoys”, claiming all of them were from Khyber Pakhtunkhwa. PTI supporters attend a rally demanding release of former prime minister Imran Khan, in Islamabad on Nov 26, 2024. — Reuters Dawn quoted police officers as saying that the convoy of the PTI leaders and workers coming from KP comprised over 34,000 persons. Meanwhile, Naqvi said three Rangers personnel and a Punjab policeman lost their lives on Monday, in what he said was an “attack by miscreants”. Addressing the media at Islamabad’s D-Chowk, Naqvi said: “Yesterday, a total of our four people were martyred, including three Rangers and a Punjab police official.” Stating that two Rangers and four Islamabad policemen were in critical condition, Naqvi said two additional superintendent of police (ASP) and a superintendent of police (SP) were among the injured. The minister further said that 70 Punjab cops were also injured, five of whom were in critical condition. Barrister Saif called for an inquiry in response to the government’s allegations and said the PTI was ready to face any investigation. In an earlier statement issued by his ministry, Naqvi had said four Rangers personnel had lost their lives in an alleged attack, condemning it in the strongest terms. Meanwhile, state-run Radio Pakistan reported the deaths of five personnel, including three Rangers and two Punjab police. “Scores of others were injured in attacks by the violent PTI workers,” the report claimed, adding that 22 vehicles of the Punjab police had been damaged. “The police have arrested several violent protesters, while [the] process of identifying the perpetrators is underway,” the state media asserted. A previous report had also stated that “five other Rangers personnel and several police officials sustained severe injuries”. While an updated report did not specify the cause of the deaths, an earlier version, citing security sources, had said “miscreants rammed a vehicle into Rangers personnel” on Srinagar Highway in Islamabad. The report had said a “bunch of miscreants, equipped with weapons and ammunition, pelted stones at the Rangers personnel and carried out indiscriminate firing on the security personnel at Chungi No 26 in Rawalpindi”. Resultantly, the report said, a ranger personnel sustained serious injuries and was shifted to Rawalpindi Combined Military Hospital in critical condition. A press release from the Inter Services Public Relations today said the funeral prayers for the three were offered at Chaklala Garrison with Prime Minister Shehbaz Sharif and Chief of Army Staff General Asim Munir in attendance. “Pakistan cannot afford any chaos and bloodshed for achieving vested political purposes. These acts of violence are unacceptable and highly condemnable which are bordering the limits of restraint by the law enforcement agencies. The entire nation pays homage to the martyred Rangers soldiers and all those police officials who have embraced martyrdom and those who are injured during these riots,” the press release quoted the prime minister as saying. On the other hand, PTI Central Information Secretary Waqas Akram alleged that six people died due to shooting by the “fascist government”. He further claimed that 45-60 injured were reported to be admitted to the Polyclinic and Pims hospitals for treatment. The party earlier claimed that “paramilitary Rangers shot live ammunition” at its protesters in Islamabad, resulting in the death of two and injuring another four. “Participants claim they saw at least six people being shot, two of whom died on the spot and four were taken to hospital,” the party said on X . In a separate post , the party claimed that the “unarmed” party workers were under intense tear gas shelling by law enforcement agencies. The “fake” government is willing to go to any extent to maintain its illegal occupation, the party said. It added that the government, through its use of state institutions against its own people, was “not only inciting hatred among Pakistanis but also becoming the cause of Pakistan’s disgrace in front of the world”. Tarar, while speaking to the media earlier, lamented that PTI leadership like Bushra Bibi was “hiding in Shaheed-i-Millat” while allegedly sending children and labourers “to the front lines”, who he claimed were throwing tear gas at the police. Attaullah Tarar speaks to media in Islamabad. — DawnNewsTV “The state is being very patient and not giving in to the demands simply because Bushra Bibi planned this and wants bloodshed and bodies to pile up,” he said. Tarar issued a challenge to Imran, saying: “Bring your three children to the front lines, Tyrian, Qassim, Suleiman.” The minister stressed that the PTI chooses to hold a protest only when a foreign delegation visits from overseas. “Why at this location? Because they are enemies of the state and want to spread anarchy, which we will not allow.” “We are responding, but not the way you want, that we respond to your bullets with bullets,” the minister asserted. According to Tarar, he spoke to protesters who admitted that they were paid for attending the protest. Tarar also noted that Rangers, police and the armed forces have been deployed in the capital. Separately, a resolution demanding a ban on the PTI was submitted in the Punjab Assembly by PML-N MPA Hina Pervez Butt. It said the assembly strongly condemned the PTI’s “attack on the federation in droves” and criticised the alleged actions of protesters. PM Shehbaz also condemned the “attack by protesters” as state media reported that four Rangers personnel and two cops were left dead as a vehicle “rammed” into them. In his statement, PM Shehbaz said the “attack” was carried out “using a vehicle on Srinagar Highway. He directed that those involved in the incident be identified immediately and brought to justice. The premier also ordered that the best possible medical facilities be provided to the Rangers and police personnel “injured in the attack”. He said that “attacks on police and Rangers, under the guise of a so-called peaceful protest”, were condemnable. PM Shehbaz noted that police and Rangers were assigned to maintain law and order in Islamabad, asserting, in an apparent reference to the PTI, that an “anarchist group seeks bloodshed”. He emphasised that this was not a peaceful protest, but extremism. The prime minister said Pakistan cannot afford any form of chaos or bloodshed. “Bloodshed for nefarious political agenda is unacceptable and highly condemnable.” Naqvi also vowed to hold the miscreants involved to account, reaffirming his support for the families of the deceased. Policemen fire tear gas shells to disperse PTI supporters during a protest to demand the release of former prime minister Imran Khan, in Islamabad on Nov 26, 2024. — AFP PPP Chairman Bilawal Bhutto-Zardari condemned the incident as well, terming it “outright terrorism” and calling for the suspects involved to be brought to justice. “The Rangers and police personnel who embraced martyrdom were brave sons of the nation,” he said in a statement . “The PPP’s stance about the right to peaceful protest [compared to] mischief and terrorism is clear,” the PPP chief said. Meanwhile, as tensions between PTI protesters and the government heightened, the Pakistan Army was called into Islamabad on Tuesday to “deal with miscreants”, state-run Radio Pakistan reported . “Under Article 245, the Pakistan Army has been called in, and orders have been issued to deal with the miscreants with an iron hand,” Radio Pakistan stated. “Clear orders have also been issued to shoot miscreants and troublemakers on sight,” it added. Citing security sources, the report said all necessary measures were being taken to “counter terrorist activities by disruptive and extremist elements”. While the Associated Press of Pakistan reported the same citing security sources, it is not confirmed whether a notification for the requisition has been issued so far. Dawn.com has reached out to the interior ministry for a comment. International rights organisation Amnesty International called on the government to immediately rescind the alleged “shoot-on-sight” orders and also to fully protect and ensure the rights of protesters. “The authorities must exercise maximum restraint, aiming to prevent and de-escalate violence and to avoid the use of force. “Any use of force must be lawful and no more than is necessary and proportionate and the authorities must take all necessary measures to prevent arbitrary deprivation of life, including by ensuring that law enforcement actions are adequately planned to minimise the risk to life. There must also be effective accountability for any unlawful use of force.” It said the severe restrictions on assembly, movement and mobile and internet services, as well as arbitrary detentions of “thousands of protesters across Pakistan, particularly in Islamabad”, were a grave violation of the rights to freedom of peaceful assembly, movement and expression. A Dawn.com correspondent also reported seeing troops of the Pakistan Army deployed at D-Chowk. Pakistan Army stands guard near D-Chowk, Islamabad on Nov 26, 2024. — Photo by Umar Bacha Naqvi hinted at the move yesterday, stating that the government would deal with violent protesters with an iron hand . He warned that he would not hesitate to impose a curfew or invoke Article 245, which empowered the government to call armed forces for security purposes. The PTI’s protest, which the government is determined to foil with force, was originally scheduled to be staged on November 24 . However, the party’s convoys took a breather on Sunday night as PTI leaders said they were in “ no hurry ” to reach the federal capital for their ‘do or die’ protest. The PTI protesters, some of them employing industrial fans to counter tear gas, crossed Islamabad’s Toll Plaza on Monday night as the government vowed to not spare those behind a cop’s death in “violence of miscreants”. As PTI workers from across the country attempted to defy arrests, baton charges and tear gas to participate in the agitation, around 800 PTI leaders and supporters were arrested from across Punjab as well as in and near Islamabad on Sunday. In an update, capital police officials told Dawn that during the ongoing protests, over 500 local PTI leaders and workers have been arrested in Islamabad. Anticipating more arrests, the Islamabad administration declared the Crime Intelligence Agency’s building in the federal capital as a sub-jail to detain PTI leaders and workers. The Islamabad High Court (IHC) has ruled that PTI’s planned protest is unlawful and directed the federal government to take all necessary measures to maintain law and order in Islamabad without disrupting public life, particularly as the Belarusian president’s arrival coincided with the protest. Separately, the Pakistan Cricket Board said that it postponed the last two matches of the Pakistan Shaheens-Sri Lanka ‘A’ series due to “political activity” in the federal capital. According to a press release , the PCB said the last two matches were scheduled for Wednesday and Friday at the Rawalpindi Cricket Stadium but both boards will now collaborate to finalise new dates to complete the series. It added that the Shaheens lead the series, having won the two four-day matches 1-0 and the opening 50-over match on Monday by 108 runs. Additional input from APP.

Idaho officials will spend more time in the courtroom over the state’s closed-doors decision to purchase the University of Phoenix after the Supreme Court on Thursday undid a lower court ruling to dismiss a lawsuit from Attorney General Raúl Labrador. The attorney general’s lawsuit accused the State Board of Education of violating state law by negotiating the purchase of the University of Phoenix in private. In a 4-1 victory for Labrador, the Supreme Court determined that a prior decision by Judge Jason Scott to reject the attorney general’s lawsuit was based on a misinterpretation of state law, and sent the case back down to the lower court for further review. The court also reversed a requirement that Labrador’s office pay nearly $250,000 in attorneys fees for the State Board. The case hinged on private meetings the State Board held to negotiate a potential purchase of the well-known online learning proprietor by the University of Idaho. While the state’s Open Meeting Law generally requires government business to be conducted publicly, “preliminary negotiations” for business deals that are “in competition with” other governments are exempt from the law. But the law states that exemption is supposed to be narrow. “We conclude that the district court erred in its expansive interpretation of these two phrases that provide only narrow exceptions to the general policy of transparency in the Open Meetings Law,” Justice Gregory W. Moeller wrote for the majority. Labrador called the decision a “comprehensive win.” “After 14 months of working to ensure transparency, this is a comprehensive win for the people of Idaho and the principles of open government,” he said in a statement Thursday. It’s unclear how further litigation will affect the possibility of a purchase, which state officials are still negotiating. Republican lawmakers, who will begin their next legislative session in January, have so far been hostile to the deal. In an email, State Board spokesperson Mike Keckler mostly declined to comment on the pending litigation but said the ruling was not a loss. University of Idaho spokesperson Jodi Walker said the school was reviewing the ruling and working “on next steps.” Representatives of the University of Phoenix did not immediately respond to a request for comment. Ruling ‘cloaks’ business dealings in secrecy In May 2023, the State Board approved a $500 million purchase of the University of Phoenix, using an estimated $685 million bond, at a public meeting that was announced the day before. Before that, board members held a series of private meetings to discuss the purchase, reportedly because they believed other state universities were also vying to acquire the private school. University of Idaho Chief Financial Officer Brian Foisy signed a non-disclosure agreement to discuss the sale with Phoenix’s representatives, which State Board members adhered to, according to the Idaho Supreme Court opinion. Administrators also began referring to the proposed deal as “Project Neptune” to keep their discussions private. After the State Board approved the purchase, Labrador sued, arguing that a private meeting before the deal was approved violated the Idaho Open Meeting Law. He later tried to expand his lawsuit to include other private negotiations. Scott sided with the State Board and limited how much information the board needed to disclose about its internal communications. Because the board members “reasonably” believed they were competing with other buyers, their private meetings were appropriate, the judge concluded. But the Supreme Court on Thursday took issue with Scott’s analysis, which allowed nearly all negotiations related to a competitive sale to occur in private. It also ruled that a “belief” that the State Board was competing with other universities is not enough to allow its private meetings to continue. Scott’s decision “effectively cloaks all negotiations and actions taken prior to a final public vote in shadow by broadening the very exceptions that the legislature required be narrowly construed,” Moeller wrote. Many times in his opinion, he also noted that relevant documents were unavailable in the record, because Scott had limited Labrador’s ability to obtain details about the State Board’s negotiations. “Because there is simply too much left unknown, undiscovered, and unaddressed about Project Neptune, there remain too many genuine issues of material fact” for the court to make a final determination, Moeller added. The Supreme Court was not asked to address Scott’s determination that Labrador be disqualified from the case. The State Board had argued that the board’s director held a private meeting with Labrador — who, as the attorney general, he believed to be his lawyer — only to see him sue the board afterward. Labrador has said he told the board’s director that he planned to file a lawsuit at the beginning of the meeting. In her dissent, Justice Colleen D. Zahn wrote that while she agreed with most of the majority opinion, its narrow interpretation of the phrase “preliminary negotiations” fails to allow agencies to compete with other potential buyers, and would make that exemption to the open meetings law “unusable.” This story was originally published December 5, 2024, 2:18 PM. University of Idaho extends its deadline for deal to finalize Phoenix purchase Idaho lawmakers just killed University of Phoenix purchase proposal. Will that doom it?René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. How Apple Cash works Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Difference between Apple Cash and Apple Pay Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). How to use Apple Cash 1. Set up Apple Cash with a compatible device To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. 2. Add money to your card You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. 3. Send a payment There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. From your Apple Wallet To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. Via iMessages In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. 4. Request money To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. 5. Transfer your balance to a bank account As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Related Articles Technology | Triple fatal Cybertruck crash in East Bay being reviewed by feds Technology | Home entertainment holiday gift ideas at a discount Technology | Are you tracking your health with a device? Here’s what could happen with the data Technology | How to get started with Bluesky Technology | 23andMe, tech companies disclose hundreds of Bay Area job cuts Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. Alternatives to Apple Cash —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Bottom line Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.